VCREDIT Holdings Limited (VCREDIT) is a leading independent online consumer finance service provider in China. Accumulated 17 years of experience in consumer finance innovation, the Group has established a cutting-edge position in credit risk quantification and intelligent risk management which are core to financial services. VCREDIT's proprietary "Hummingbird" risk management system and smart lending robot provide state-of-the-art integrated solutions to licensed financial Institutions and allow them to offer customized, accessible financial services to underserved borrowers across China. VCREDIT debut on the main board of the Hong Kong Stock Exchange on June 21, 2018 with the ticker symbol 2003.HK.