Risk Management Services

VCREDIT Hummingbird System

The VCREDIT Hummingbird system is VCREDIT’s proprietary big data and risk management system. Hummingbird makes efficient and accurate credit decisions based on applicants’ credit rating categories, debt-to-income ratios, and various other specific factors.

CORE ADVANTAGES

Integrating big data, cloud computing, blockchain, artificial intelligence, the Hummingbird system utilizes eight key risk control engines to tailor credit decisions based on specific scenarios and parameters, and to meet customized risk control needs.

EIGHT KEY RISK CONTROL ENGINES

  • Interception engine
  • Anti-fraud engine
  • Big data engine
  • User portrait engine
  • Scorecard engine
  • Compliance engine
  • Decisioning engine
  • Machine-learning engine

HUMMINGBIRD STANDARD PRODUCTS

  • Anti-fraud
    Devices risk control Identity verification
  • Big data
    Authorization verification Variables output
  • Credit evaluation
    High risk name list Risk control report Credit score Credit-enhance service
  • Cloud Loan Products
    H5 Solution SDK Solution SAAS Solution

COOPERATION MODELS

B2B2C
  • Funding Cooperation
  • Technological cooperation
  • Risk control cooperation
  • Acquiring high quality customers for our partner

  • Product development, system development, technology and risk control service

  • Customized risk control services

VCREDIT Hummingbird System

The VCREDIT Hummingbird system is VCREDIT's proprietary big data and risk management system. Hummingbird makes efficient and accurate credit decisions based on applicants' credit rating categories, debt-to-income ratios, and various other specific factors.

CORE ADVANTAGES

Integrating big data, cloud computing, blockchain, artificial intelligence, the Hummingbird system utilizes eight key risk control engines to tailor credit decisions based on specific scenarios and parameters, and to meet customized risk control needs.

  • Big data Accurate analysis
  • Cloud computing Instant response
  • Blockchain Information-sharing
  • Artificial Intelligence Smart applications

EIGHT KEY RISK CONTROL ENGINES

  • Interception engine
  • Anti-fraud engine
  • Big data engine
  • User portrait engine
  • Scorecard engine
  • Compliance engine
  • Decisioning engine
  • Machine-learning engine

HUMMINGBIRD STANDARD PRODUCTS

  • Anti-fraud
    Devices risk control Identity verification
  • Big data
    Authorization verification Variables output
  • Credit evaluation
    High risk name list Risk control report Credit score Credit-enhance service
  • Cloud Loan Products
    H5 Solution SDK Solution SAAS Solution

COOPERATION MODELS

B2B2C
  • Funding Cooperation
  • Technological cooperation
  • Risk control cooperation
  • Acquiring high quality customers for our partner

  • Product development, system development, technology and risk control services

  • Customized risk control services

版权所有©上海维信荟智金融科技有限公司 2016~2020 沪ICP备11048686号 沪公安网备31010902002724号