Risk Management Services-维信金科-上海维信荟智金融科技有限公司

Credit
Products Risk Management
Services Funding
Cooperation

VCREDIT Hummingbird System

The VCREDIT Hummingbird system is VCREDIT’s proprietary big data and risk management system. Hummingbird makes efficient and accurate credit decisions based on applicants’ credit rating categories, debt-to-income ratios, and various other specific factors.

CORE ADVANTAGES

Integrating big data, cloud computing, blockchain, artificial intelligence, the Hummingbird system utilizes eight key risk control engines to tailor credit decisions based on specific scenarios and parameters, and to meet customized risk control needs.

EIGHT KEY RISK CONTROL ENGINES

Interception engine
Anti-fraud engine
Big data engine
User portrait engine

Scorecard engine
Compliance engine
Decisioning engine
Machine-learning engine

HUMMINGBIRD STANDARD PRODUCTS

Anti-fraud
Devices risk control Identity verification
Big data
Authorization verification Variables output

Credit evaluation
High risk name list Risk control report Credit score Credit-enhance service
Cloud Loan Products
H5 Solution SDK Solution SAAS Solution

COOPERATION MODELS

B2B2C

Funding Cooperation
Technological cooperation
Risk control cooperation

Acquiring high quality customers for our partner
Product development, system development, technology and risk control service
Customized risk control services

Credit Products Risk Management Services Funding Cooperation

VCREDIT Hummingbird System

The VCREDIT Hummingbird system is VCREDIT's proprietary big data and risk management system. Hummingbird makes efficient and accurate credit decisions based on applicants' credit rating categories, debt-to-income ratios, and various other specific factors.

CORE ADVANTAGES

Integrating big data, cloud computing, blockchain and artificial intelligence, the Hummingbird system utilizes eight key risk control engines to tailor credit decisions based on specific scenarios and parameters, and to meet customized risk control needs.

Big data Accurate analysis
Cloud computing Instant response
Blockchain Information-sharing
Artificial Intelligence Smart applications

EIGHT KEY RISK CONTROL ENGINES

Interception engine
Anti-fraud engine
Big data engine
User portrait engine

Scorecard engine
Compliance engine
Decisioning engine
Machine-learning engine

HUMMINGBIRD STANDARD PRODUCTS

Anti-fraud
Devices risk control Identity verification
Big data
Authorization verification Variables output
Credit evaluation
Risky profile Risk control report Credit score Credit-enhanced service
Cloud platform
H5 Solution SDK Solution SAAS Solution